Where To Get Wise Travel Card: A Traveler’s Guide

Are you planning a trip to Vietnam and looking for a convenient way to manage your finances? The Wise Travel Card (formerly TransferWise) offers a solution for international travelers, and SIXT.VN is here to guide you. Discover where to get a Wise travel card and how it can simplify your Vietnam travel experience, providing a cost-effective way to handle currency exchange, manage spending, and access your money abroad. With competitive exchange rates and low fees, the Wise card is your perfect travel companion, ensuring financial convenience throughout your adventure.

1. Understanding the Wise Travel Card

The Wise Travel Card is a multi-currency debit card designed for international travelers. It allows you to hold and manage money in multiple currencies, making it ideal for trips to Vietnam and other countries. Let’s dive into what makes this card a must-have for globetrotters.

1.1. What is the Wise Travel Card?

The Wise Travel Card is a debit card that lets you hold and convert money in over 40 different currencies. It’s linked to your Wise multi-currency account, which means you can easily switch between currencies at real exchange rates, avoiding hefty bank fees. This is particularly useful when traveling in Vietnam, where you’ll be using Vietnamese Dong (VND). According to a 2023 report by the State Bank of Vietnam, using a multi-currency card can save travelers up to 5% on currency exchange fees compared to traditional methods.

Wise Travel Card Benefits

1.2. Benefits of Using Wise Card in Vietnam

• Competitive Exchange Rates: Wise offers real exchange rates, which are the same rates you see on Google. This means you get more VND for your USD, EUR, or other currencies.
• Low Fees: Wise charges minimal fees for currency conversion and transactions, often lower than traditional banks.
• Multi-Currency Account: Hold and manage multiple currencies in one account, making it easy to switch to VND when you need it.
• Convenience: Use your Wise card at ATMs, restaurants, and shops across Vietnam, just like a local debit card.
• Security: Wise provides instant notifications for transactions, allowing you to monitor your spending and prevent fraud.

1.3. Why Choose Wise Over Traditional Methods?

Traditional banks often charge high foreign transaction fees and offer less favorable exchange rates. According to a 2022 study by NerdWallet, the average credit card foreign transaction fee is around 3%. Wise eliminates these fees, providing a more transparent and cost-effective solution. Furthermore, Wise allows you to manage your account and card through a mobile app, adding an extra layer of convenience.

2. Eligibility and Availability

Before you start dreaming of pho and Ha Long Bay, make sure you’re eligible to get a Wise card.

2.1. Eligible Countries for Wise Card

Wise issues cards to residents of many countries, including the USA, UK, Australia, Canada, and most of the European Economic Area (EEA). However, availability can change, so it’s best to check the official Wise website for the most up-to-date list. If your country isn’t listed, keep an eye out, as Wise is continually expanding its services.

2.2. Requirements for Obtaining a Wise Card

To get a Wise card, you typically need to:

• Have a Wise Account: Sign up for a personal or business account on the Wise website or app.
• Verify Your Identity: Provide necessary documents to verify your identity and address, such as a passport or driver’s license and a utility bill.
• Pay a Small Fee: Wise may charge a small fee to issue the card, or require you to add a minimum amount to your balance.

2.3. Alternatives if Wise Card is Unavailable

If you can’t get a Wise card in your country, consider alternatives like:

• Revolut: Similar to Wise, Revolut offers multi-currency accounts and cards with competitive exchange rates.
• N26: A popular option in Europe, N26 provides a debit card with no foreign transaction fees.
• Local Debit Cards: Some banks offer debit cards with low or no foreign transaction fees, though exchange rates may not be as favorable as Wise.

3. Step-by-Step Guide to Ordering Your Wise Card

Ready to get your hands on a Wise card? Here’s a step-by-step guide to make the process smooth and easy.

3.1. Creating a Wise Account

1. Visit the Wise Website: Go to the Wise website and click “Sign Up.”
2. Enter Your Details: Provide your email address, create a password, and select your country of residence.
3. Choose Account Type: Select whether you’re opening a personal or business account.
4. Verify Your Email: Check your email inbox and click the verification link.

Wise Account Signup

3.2. Ordering the Physical Wise Card

1. Log in to Your Account: Log in to your Wise account on the website or app.
2. Go to the “Card” Tab: Click on the “Card” tab, usually located on the left-hand side of the dashboard.
3. Order Your Card: You’ll see an option to order the physical card. Follow the prompts to enter your shipping address and pay any required fees.
4. Verify Your Details: Ensure all your personal details, like your name and address, are correct.
5. Complete Verification: If you haven’t already, Wise may ask you to verify your account by providing identification documents.

3.3. Activating Your Wise Card

1. Receive Your Card: Once your card arrives, check the instructions for activation.
2. Activate Online: Log in to your Wise account, go to the “Card” tab, and follow the activation instructions.
3. Use Chip and PIN: In most regions, you can activate your card by making a Chip and PIN payment at a store.
4. Activation Code: If Chip and PIN activation isn’t available in your region, you’ll receive an activation code via email or SMS. Enter this code on the Wise website or app to activate your card.

4. Managing Your Wise Card

Once you have your Wise card, managing it is a breeze. Here’s how to get the most out of your multi-currency account.

4.1. Adding and Converting Currencies

1. Log in to Your Account: Log in to your Wise account on the website or app.
2. Select Your Balance: Choose the currency you want to add or convert from the list of available balances.
3. Add Money: Click “Add” and select your payment method, such as bank transfer or debit/credit card.
4. Convert Currency: If you want to convert currencies, click “Convert” and specify the amount and currency you want to switch to.

4.2. Setting Up Direct Debits

You can set up direct debits from your Wise account in certain regions. This is useful for recurring payments like subscriptions or bills.

1. Check Availability: Confirm that direct debits are available in your region through the Wise website.
2. Provide Account Details: Give your Wise account details (sort code and account number) to the merchant or service provider.
3. Authorize Payments: You may need to authorize the direct debit through your Wise account.

4.3. Withdrawing Money from ATMs

1. Locate an ATM: Find an ATM that accepts Visa or Mastercard, as Wise cards are typically affiliated with these networks.
2. Insert Your Card: Insert your Wise card and enter your PIN.
3. Select Withdrawal: Choose the “Withdrawal” option and specify the amount you want to withdraw.
4. Check Fees: Be aware that some ATMs may charge their own fees. Wise typically offers a certain amount of free ATM withdrawals per month, depending on your plan.

ATM Withdrawal in Vietnam

5. Using Your Wise Card in Vietnam

Now that you know how to get and manage your Wise card, let’s talk about using it in Vietnam.

5.1. Currency Conversion Tips

• Convert in Advance: Monitor exchange rates and convert your money to VND when the rates are favorable.
• Avoid Airport Conversions: Airport currency exchange services often have the worst rates.
• Use the Wise App: The Wise app allows you to convert currencies on the go, making it easy to manage your money while traveling.

5.2. Paying with Your Wise Card

• Inform Merchants: Let the merchant know you’re paying with a foreign card.
• Choose Local Currency: When paying with your Wise card, choose to pay in VND to avoid additional conversion fees from the merchant’s bank.
• Keep Track of Spending: Use the Wise app to monitor your transactions and keep track of your spending.

5.3. Withdrawing Cash in Vietnam

• Find Reliable ATMs: Look for ATMs at reputable banks like Vietcombank, Techcombank, or BIDV.
• Be Aware of Fees: Check the ATM screen for any fees before completing the transaction.
• Withdraw Larger Amounts: To minimize fees, withdraw larger amounts of cash less frequently.

6. Common Issues and Troubleshooting

Even with the best planning, you might encounter some issues. Here’s how to troubleshoot common problems with your Wise card.

6.1. Card Not Working

• Check Activation: Make sure your card is activated.
• Sufficient Funds: Ensure you have enough money in your account and the correct currency balance.
• Transaction Limits: Check your Wise account for any transaction limits that may be preventing the payment.
• Contact Wise Support: If the issue persists, contact Wise support for assistance.

6.2. Frozen or Blocked Card

• Verify Your Account: Wise may freeze your card if they suspect fraudulent activity or need additional verification.
• Contact Wise Support: Contact Wise support to verify your identity and unfreeze your card.
• Update Information: Ensure your personal information and address are up-to-date in your Wise account.

6.3. Forgotten PIN

• Reset PIN Online: You can reset your PIN through your Wise account on the website or app.
• Contact Wise Support: If you can’t reset your PIN online, contact Wise support for assistance.

7. Safety and Security Tips

Protecting your Wise card and account is crucial, especially when traveling abroad.

7.1. Keeping Your Card Safe

• Treat It Like Cash: Keep your Wise card in a safe place and avoid leaving it unattended.
• Monitor Transactions: Regularly check your Wise account for any unauthorized transactions.
• Use Strong Passwords: Use strong, unique passwords for your Wise account and email.

7.2. Reporting Lost or Stolen Card

• Freeze Your Card: Immediately freeze your card through the Wise app or website to prevent unauthorized use.
• Report to Wise: Contact Wise support to report the lost or stolen card.
• Order a Replacement: Order a replacement card through your Wise account.

7.3. Avoiding Fraud and Scams

• Be Wary of Suspicious Emails: Avoid clicking on links in suspicious emails or messages.
• Protect Your PIN: Never share your PIN with anyone.
• Use Secure Networks: Avoid using public Wi-Fi for sensitive transactions.

8. SIXT.VN: Your Travel Partner in Vietnam

While the Wise card takes care of your financial needs, SIXT.VN is here to handle your transportation and travel services in Vietnam.

8.1. About SIXT.VN

SIXT.VN offers a range of travel services, including airport transfers, car rentals, hotel bookings, and tours in Hanoi and beyond. We aim to provide convenient, reliable, and high-quality services to make your trip to Vietnam unforgettable.

8.2. Services Offered by SIXT.VN

• Airport Transfers: Start your trip stress-free with our reliable airport transfer services.
• Car Rentals: Explore Vietnam at your own pace with our wide selection of rental cars.
• Hotel Bookings: Find the perfect accommodation with our extensive range of hotels.
• Tours: Discover the best of Hanoi and surrounding areas with our expertly guided tours.

SIXT Car Rental Vietnam

8.3. How SIXT.VN Complements Your Wise Card

Using SIXT.VN alongside your Wise card ensures a seamless travel experience. Pay for your airport transfer, car rental, or hotel booking with your Wise card to take advantage of competitive exchange rates and low fees. With SIXT.VN handling your transportation and accommodation, and Wise managing your finances, you can focus on enjoying your trip to Vietnam.

9. Exploring Hanoi with SIXT.VN

Hanoi, the capital of Vietnam, is a vibrant city with a rich history and culture. Let SIXT.VN guide you through the best attractions.

9.1. Must-Visit Attractions in Hanoi

• Hoan Kiem Lake: A picturesque lake in the heart of Hanoi, perfect for a leisurely stroll.
• Old Quarter: A bustling area with narrow streets, traditional shops, and delicious street food.
• Temple of Literature: Vietnam’s first university, a beautiful example of traditional architecture.
• Ho Chi Minh Mausoleum: The final resting place of Ho Chi Minh, Vietnam’s revolutionary leader.
• Water Puppet Theatre: A unique Vietnamese art form, showcasing traditional stories through puppets.

9.2. Getting Around Hanoi with SIXT.VN

• Airport Transfers: Arrive in Hanoi stress-free with our reliable airport transfer services.
• Car Rentals: Explore Hanoi and its surroundings at your own pace with our wide selection of rental cars.
• Private Tours: Let our experienced guides take you on a tour of Hanoi’s top attractions.

9.3. Tips for Traveling in Hanoi

• Bargain at Markets: Don’t be afraid to negotiate prices at local markets.
• Try Street Food: Hanoi is famous for its delicious street food, like pho, banh mi, and bun cha.
• Be Aware of Traffic: Hanoi’s traffic can be chaotic, so be careful when crossing the street.
• Learn Basic Vietnamese Phrases: Knowing a few basic phrases can help you communicate with locals.

10. Frequently Asked Questions (FAQs)

10.1. Is the Wise Card available in my country?

You can check the availability of the Wise Card in your country by visiting the official Wise website and reviewing their list of eligible countries. This list is regularly updated to reflect the current reach of their services.

10.2. What are the fees associated with using the Wise Card?

Wise is known for its transparent fee structure, which typically includes a small fee for currency conversion and a minimal charge for international transactions. It’s best to check the Wise website for the most current fee schedule to understand all potential costs.

10.3. How do I activate my Wise Card?

Activating your Wise Card is a straightforward process. In most regions, you can activate it by making a Chip and PIN payment at a retail location. If this option isn’t available, you’ll receive an activation code that you can enter on the Wise website or mobile app.

10.4. Can I use the Wise Card at ATMs in Vietnam?

Yes, you can use your Wise Card at ATMs in Vietnam to withdraw Vietnamese Dong (VND). Look for ATMs that display the Visa or Mastercard logo, as Wise Cards are usually affiliated with these networks.

10.5. What should I do if my Wise Card is lost or stolen while traveling in Vietnam?

If your Wise Card is lost or stolen, immediately freeze the card through the Wise app or website to prevent unauthorized use. Then, contact Wise support to report the incident and request a replacement card.

10.6. How does SIXT.VN complement the use of a Wise Card for travel in Vietnam?

SIXT.VN enhances the convenience of using a Wise Card by providing seamless travel services such as airport transfers, car rentals, and hotel bookings. You can use your Wise Card to pay for these services, taking advantage of Wise’s competitive exchange rates and low transaction fees.

10.7. What types of vehicles are available for rent through SIXT.VN in Hanoi?

SIXT.VN offers a diverse selection of rental vehicles in Hanoi, ranging from compact cars for city driving to SUVs for exploring more rugged terrains. You can choose a vehicle that best suits your travel needs and preferences.

10.8. Are there any cultural tips I should be aware of when using my Wise Card in Vietnam?

When using your Wise Card in Vietnam, it’s helpful to inform merchants that you’re paying with a foreign card and to choose to pay in the local currency (VND) to avoid additional conversion fees. Also, be aware of potential ATM fees and plan your withdrawals accordingly.

10.9. How can I contact SIXT.VN for assistance with my travel plans in Vietnam?

You can contact SIXT.VN for travel assistance through various channels, including phone, email, or by visiting our website. Our customer support team is available to help you with bookings, inquiries, and any other travel-related needs.

10.10. What are some must-visit attractions in Hanoi that SIXT.VN can help me explore?

SIXT.VN can help you explore numerous attractions in Hanoi, including Hoan Kiem Lake, the Old Quarter, the Temple of Literature, and the Ho Chi Minh Mausoleum. We offer tours and transportation services to make your exploration of these sites more convenient and enjoyable.

Conclusion

Getting a Wise Travel Card is a smart move for anyone planning a trip to Vietnam. With its competitive exchange rates, low fees, and multi-currency capabilities, it simplifies your financial transactions and saves you money. And with SIXT.VN handling your transportation and travel needs, you can enjoy a seamless and unforgettable adventure in Vietnam.

Ready to experience the best of Vietnam? Contact SIXT.VN today to book your airport transfer, car rental, or tour. Let us help you create the perfect Vietnam itinerary!

Address: 260 Cau Giay, Hanoi, Vietnam

Hotline/Whatsapp: +84 986 244 358

Website: SIXT.VN