Chase Travel Cards can be a game-changer for your Vietnam adventure, and SIXT.VN is here to guide you through it. With the right card, you can unlock incredible rewards and benefits that make exploring Vietnam even more rewarding. Let’s dive into how a travel credit card can elevate your travel experiences.
Contents
- 1. What Is a Chase Travel Card and How Can It Enhance My Vietnam Trip?
- 2. What Are the Top Chase Travel Cards and Their Benefits for Travelers to Vietnam?
- 3. How Can I Maximize Chase Travel Card Rewards in Vietnam?
- 4. What Are the Best Ways to Redeem Chase Travel Card Points for a Trip to Vietnam?
- 5. What Are the Fees and Interest Rates Associated With Chase Travel Cards?
- 6. How Does the Chase Travel Portal Work for Booking Flights and Hotels in Vietnam?
- 7. What Are the Travel Insurance Benefits Offered by Chase Travel Cards?
- 8. How Can I Avoid Foreign Transaction Fees With a Chase Travel Card in Vietnam?
- 9. How Does the Chase Sapphire Preferred® Card Benefit Travelers to Vietnam?
- 10. How Does the Chase Sapphire Reserve® Card Benefit Travelers to Vietnam?
- 11. What Other Travel Perks Do Chase Travel Cards Offer for International Trips?
1. What Is a Chase Travel Card and How Can It Enhance My Vietnam Trip?
A Chase travel card is a credit card offered by Chase Bank that rewards you for travel-related spending and everyday purchases, providing points or miles that can be redeemed for flights, hotels, and other travel expenses. Using a travel rewards card for your Vietnam trip can significantly reduce costs and enhance your overall experience through various perks.
Imagine using your rewards to book a luxurious hotel stay in Hanoi or enjoying a delicious bowl of pho with points earned from your everyday spending. A travel card is a tool to make travel more accessible and affordable.
2. What Are the Top Chase Travel Cards and Their Benefits for Travelers to Vietnam?
Several Chase travel cards offer unique benefits that can enhance your Vietnam trip. Here are some top contenders:
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Chase Sapphire Preferred® Card: This card is ideal for those new to travel rewards. It offers a solid bonus on travel and dining purchases and has a reasonable annual fee.
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Chase Sapphire Reserve® Card: For frequent travelers, this card provides premium benefits like airport lounge access, higher redemption values, and travel credits.
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Ink Business Preferred® Credit Card: If you own a small business, this card offers excellent rewards on travel and business-related spending.
Here’s a detailed look at each card:
| Card | Key Benefits | Why It’s Great for Vietnam Travel |
|---|---|---|
| Chase Sapphire Preferred® Card | – Earn points on travel and dining worldwide | – Points can be redeemed for flights and hotels in Vietnam, making your trip more affordable. |
| – Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards | – Ideal for booking accommodations in cities like Hanoi or Ho Chi Minh City. | |
| – No foreign transaction fees | – Save money on every purchase you make in Vietnam. | |
| Chase Sapphire Reserve® Card | – Higher points on travel and dining | – Accelerates rewards earning for significant travel spending in Vietnam. |
| – $300 annual travel credit | – Use the credit to offset the cost of flights or hotels, making your Vietnam trip more budget-friendly. | |
| – Access to airport lounges worldwide | – Enjoy comfort during layovers in airports such as Noi Bai International Airport in Hanoi or Tan Son Nhat International Airport in Ho Chi Minh City. | |
| – Higher redemption value through Chase Ultimate Rewards | – Your points are worth more when booking flights, hotels, and activities through Chase Ultimate Rewards. | |
| Ink Business Preferred® Credit Card | – Excellent rewards on travel, shipping, and advertising | – If you are traveling to Vietnam for business, this card helps you accumulate points faster on essential business expenses. |
| – Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards | – Ideal for booking business flights and accommodations. | |
| – Trip cancellation/interruption insurance | – Provides peace of mind knowing you are covered if your trip is unexpectedly disrupted. |
3. How Can I Maximize Chase Travel Card Rewards in Vietnam?
To get the most out of your Chase travel card in Vietnam, consider these strategies:
- Use Your Card for All Purchases: Maximize points by using your card for every eligible purchase, from accommodations to dining and transportation.
- Redeem Points Strategically: Maximize the value of your points by redeeming them for travel through Chase Ultimate Rewards.
- Take Advantage of Bonus Categories: Earn extra points on travel and dining purchases.
Earning Points: Focus on maximizing points by strategically using your card for eligible purchases.
- Dining: Using Chase Sapphire Preferred, you’ll earn 3 points for every dollar spent on dining.
- Flights: Earn 5 points for every dollar spent on flights booked through Chase Ultimate Rewards.
- Hotels: Earn 5 points for every dollar spent on hotels booked through Chase Ultimate Rewards.
- Transportation: Using Chase Sapphire Preferred, you’ll earn 2 points for every dollar spent on transportation.
Redeeming Points: Make your rewards go further by redeeming points for travel through Chase Ultimate Rewards.
- Flights: Redeem points for flights to and within Vietnam, reducing your travel costs.
- Hotels: Use points to cover hotel stays in popular destinations like Hanoi, Ho Chi Minh City, and Ha Long Bay.
- Activities: Redeem points for tours and activities, such as exploring ancient temples or taking a cooking class.
4. What Are the Best Ways to Redeem Chase Travel Card Points for a Trip to Vietnam?
Redeeming your Chase travel card points effectively can significantly cut down on your travel expenses. Here are some recommended methods:
- Chase Ultimate Rewards Portal: Book flights, hotels, and activities directly through the portal for bonus redemption values.
- Transfer to Airline and Hotel Partners: Transfer points to partner programs like United Airlines or Hyatt for potentially higher redemption values.
- Cash Back: While not the best value, cash back is an option for those who prefer simplicity.
Here’s how to make the most of these redemption options:
| Redemption Method | Explanation | Vietnam Travel Application |
|---|---|---|
| Chase Ultimate Rewards Portal | – Book flights, hotels, and activities directly through the portal. | – Book flights to Hanoi or Ho Chi Minh City. |
| – Points are worth 25% to 50% more when redeemed this way, depending on the card. | – Reserve accommodations in popular destinations. | |
| – User-friendly interface and easy to navigate. | – Book tours of Ha Long Bay or the Mekong Delta. | |
| Transfer to Partners | – Transfer points to airline and hotel partners like United Airlines, Singapore Airlines, or Hyatt. | – Transfer points to United Airlines to book flights with Star Alliance partners to Vietnam. |
| – Look for award sweet spots for potentially higher redemption values. | – Transfer points to Hyatt to book stays at luxurious hotels in Vietnam, such as the Park Hyatt Saigon. | |
| – Requires understanding of partner award charts and availability. | – Ideal for maximizing value on premium travel experiences. | |
| Cash Back | – Redeem points for cash back at a rate of 1 cent per point. | – Use the cash back to cover expenses like local transportation, meals, or souvenirs. |
| – Straightforward and simple redemption option. | – Provides flexibility for unexpected expenses. | |
| – Offers less value compared to travel redemptions. | – Ideal for those who prefer immediate financial relief over future travel benefits. |
5. What Are the Fees and Interest Rates Associated With Chase Travel Cards?
Understanding the fees and interest rates of your Chase travel card is crucial to avoid unnecessary costs. Here’s a breakdown:
- Annual Fee: Varies by card, ranging from $0 to several hundred dollars.
- Foreign Transaction Fees: Most Chase travel cards don’t charge these fees, which is excellent for international travel.
- APR (Annual Percentage Rate): The interest rate charged on balances carried over from month to month.
Here’s what you should know about fees and rates to manage your card effectively:
| Fee/Rate | Description | Impact on Vietnam Trip |
|---|---|---|
| Annual Fee | – A yearly fee charged for card membership. | – Consider if the card’s benefits outweigh the annual fee for your travel needs. |
| – Ranges from $0 to $550, depending on the card. | – Assess how frequently you travel and the value you derive from the card’s perks. | |
| Foreign Transaction Fees | – Fees charged for transactions made in a foreign currency. | – Choose a card with no foreign transaction fees to save money on purchases in Vietnam. |
| – Most Chase travel cards waive these fees. | – Avoid incurring extra charges when using your card for dining, shopping, or transportation in Vietnam. | |
| APR (Annual Percentage Rate) | – The interest rate charged on unpaid balances. | – Pay your balance in full each month to avoid interest charges. |
| – Varies based on creditworthiness and market conditions. | – Budget wisely and plan your spending to ensure you can pay off your balance promptly. | |
| Late Payment Fees | – Fees charged for payments made after the due date. | – Set up automatic payments to avoid late fees while traveling. |
| – Can be significant and impact your credit score. | – Ensure your account is in good standing to maintain access to card benefits and rewards. | |
| Cash Advance Fees | – Fees charged for withdrawing cash using your credit card. | – Avoid using your credit card for cash withdrawals, as fees and interest rates are high. |
| – Often comes with a high APR that accrues immediately. | – Utilize ATMs or debit cards for cash needs in Vietnam, while being mindful of ATM fees. |
6. How Does the Chase Travel Portal Work for Booking Flights and Hotels in Vietnam?
The Chase Travel Portal is a convenient tool for booking flights, hotels, and activities. Here’s how it works:
- Access the Portal: Log in to your Chase account and navigate to the Ultimate Rewards section.
- Search for Travel: Enter your destination (e.g., Hanoi, Ho Chi Minh City), dates, and other criteria.
- Compare Options: Review the available flights, hotels, and activities.
- Redeem Points: Choose your preferred option and redeem your points to cover the cost.
This table illustrates the steps in booking a flight to Vietnam:
| Step | Action | Details |
|---|---|---|
| 1. Access the Chase Portal | Log in to your Chase account and go to the Ultimate Rewards section. | Ensure you have a Chase travel card linked to your account. |
| 2. Search for Flights | Enter your departure city, destination (e.g., Hanoi or Ho Chi Minh City), and travel dates. | Use the search filters to specify your preferred airline, number of stops, and flight times. |
| 3. Compare Flight Options | Review the available flights, considering factors like price, duration, and airline. | Pay attention to the fare class and baggage allowance, as these can affect the overall value. |
| 4. Select Your Flight | Choose your preferred flight option based on your budget and travel preferences. | Consider factors like layover duration and airport convenience. |
| 5. Redeem Points | Redeem your Chase Ultimate Rewards points to cover the cost of the flight. | Your points may be worth more when redeemed through the Chase Travel Portal compared to cash back. |
| 6. Complete Booking | Confirm your booking and receive a confirmation email with your flight details. | Double-check all information, including passenger names and travel dates, to avoid errors. |
7. What Are the Travel Insurance Benefits Offered by Chase Travel Cards?
Many Chase travel cards offer travel insurance benefits that can protect you during your trip to Vietnam. These may include:
- Trip Cancellation/Interruption Insurance: Reimburses you for non-refundable expenses if your trip is canceled or interrupted due to covered reasons.
- Baggage Delay Insurance: Covers expenses for essential items if your baggage is delayed.
- Travel Accident Insurance: Provides coverage for accidental death or dismemberment during your trip.
This table outlines the details of each travel insurance benefit:
| Insurance Benefit | Coverage Details | Vietnam Travel Scenario |
|---|---|---|
| Trip Cancellation Insurance | – Reimburses non-refundable trip expenses if your trip is canceled due to illness, injury, or other covered reasons. | – If you fall ill before your trip to Vietnam and need to cancel your non-refundable flights and hotel bookings, trip cancellation insurance can reimburse you for those expenses. |
| Trip Interruption Insurance | – Reimburses expenses if your trip is interrupted due to illness, injury, or other covered reasons. | – If a family emergency requires you to cut your trip short and return home, trip interruption insurance can cover the cost of changing your flight and any unused, non-refundable hotel nights. |
| Baggage Delay Insurance | – Covers essential expenses if your baggage is delayed by the airline. | – If your luggage is delayed for more than a specified period, baggage delay insurance can reimburse you for purchasing essential items like clothing, toiletries, and medications while you wait for your luggage to arrive. |
| Travel Accident Insurance | – Provides coverage for accidental death or dismemberment during your trip. | – In the unfortunate event of a serious accident resulting in death or dismemberment, travel accident insurance provides financial compensation to you or your beneficiaries. |
| Emergency Medical/Dental Coverage | – Covers medical and dental expenses incurred during your trip due to illness or injury. | – If you require medical treatment or dental care while in Vietnam, emergency medical/dental coverage can reimburse you for those expenses, reducing your out-of-pocket costs. |
| Travel and Emergency Assistance Services | – Provides assistance with various travel-related emergencies, such as medical referrals, lost passport assistance, and legal referrals. | – If you lose your passport in Vietnam, travel and emergency assistance services can help you navigate the process of obtaining a replacement and provide guidance on contacting the nearest embassy or consulate. |
8. How Can I Avoid Foreign Transaction Fees With a Chase Travel Card in Vietnam?
Foreign transaction fees can add up quickly when traveling internationally. Luckily, most Chase travel cards waive these fees. To avoid them:
- Use a Card With No Foreign Transaction Fees: Ensure your Chase travel card doesn’t charge these fees.
- Pay in Local Currency: When given the option, pay in Vietnamese Dong (VND) to avoid dynamic currency conversion fees.
This table outlines how to avoid foreign transaction fees:
| Strategy | Description | Vietnam Travel Application |
|---|---|---|
| Use a Card With No Foreign Transaction Fees | – Choose a Chase travel card that explicitly states it has no foreign transaction fees. | – When using your Chase Sapphire Preferred or Chase Sapphire Reserve card in Vietnam, you won’t be charged extra fees for making purchases in Vietnamese Dong (VND). |
| – Check the terms and conditions of your card to confirm this benefit. | – This can save you a significant amount of money over the course of your trip, especially if you make frequent purchases or dine out often. | |
| Pay in Local Currency | – When paying with your card, always choose to pay in the local currency (VND) instead of your home currency (e.g., USD). | – Some merchants may offer to convert the transaction to your home currency, but this often comes with a less favorable exchange rate and hidden fees. |
| – This avoids dynamic currency conversion (DCC) fees, which can be higher than standard foreign transaction fees. | – By paying in VND, you ensure that the transaction is processed using the standard exchange rate and avoid any unnecessary markups. | |
| Be Aware of ATM Fees | – While your Chase travel card may not charge foreign transaction fees, ATMs in Vietnam may impose their own fees for withdrawals. | – Check with your bank to see if they have partnerships with any local banks in Vietnam that offer reduced or waived ATM fees. |
| – Check with your bank to see if they have partnerships with any local banks in Vietnam that offer reduced or waived ATM fees. | – Consider withdrawing larger amounts of cash less frequently to minimize the number of ATM transactions and associated fees. | |
| Use Contactless Payment When Possible | – Utilize contactless payment options (e.g., Apple Pay, Google Pay) when available, as they often provide a seamless and fee-free transaction experience. | – Many merchants in major cities like Hanoi and Ho Chi Minh City accept contactless payments, making it easy to use your Chase travel card without incurring foreign transaction fees. |
| – Ensure that your card is enabled for contactless payments before traveling. | – Take advantage of this convenient payment method to streamline your transactions and avoid potential fees. |
9. How Does the Chase Sapphire Preferred® Card Benefit Travelers to Vietnam?
The Chase Sapphire Preferred® Card is a popular choice for travelers due to its rewards program and travel benefits. Key advantages include:
- Bonus Rewards: Earn significant bonus points on travel and dining purchases.
- Redemption Bonus: Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards.
- Travel Insurance: Access travel insurance benefits like trip cancellation/interruption insurance.
Here’s a more in-depth look at the perks that make it great for Vietnam:
| Benefit | Description | Application for Vietnam Trip |
|---|---|---|
| Bonus Rewards | – Earn bonus points on travel and dining purchases worldwide. | – Accumulate points faster on your Vietnam trip expenses, such as flights, hotels, meals, and tours. |
| – 2x points on travel and 3x points on dining, making it easier to rack up rewards. | – Ideal for budget-conscious travelers looking to maximize rewards. | |
| Redemption Bonus | – Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards. | – Stretch your points further when booking flights, hotels, and activities through the Chase Travel Portal. |
| – Enables you to save money on future trips or experiences. | – Allows you to book premium accommodations or experiences that might otherwise be beyond your budget. | |
| Travel Insurance | – Access to travel insurance benefits, including trip cancellation/interruption insurance, baggage delay insurance, and auto rental collision damage waiver. | – Provides peace of mind knowing you are protected against unforeseen circumstances, such as illness, injury, or lost luggage. |
| – Covers non-refundable trip expenses, essential item purchases, and rental car damage. | – Helps you avoid financial losses if your trip is disrupted or your belongings are damaged. | |
| No Foreign Transaction Fees | – No foreign transaction fees, saving you money on international purchases. | – Save money on every purchase you make in Vietnam, whether it’s a meal at a local restaurant or a souvenir from a market. |
| – Allows you to use your card without incurring extra charges. | – Makes it easier to budget for your trip and avoid surprises on your credit card statement. | |
| Flexible Redemption Options | – Flexible redemption options, including travel, cash back, gift cards, and transfers to airline and hotel partners. | – Choose the redemption option that best suits your needs and preferences. |
| – Enables you to maximize the value of your rewards based on your individual circumstances. | – Allows you to redeem your points for a variety of travel-related expenses, such as flights, hotels, and tours. | |
| Anniversary Bonus Points | – Each account anniversary year, you’ll earn bonus points that equal 10% of your total spend in points from purchases made with your credit card during the previous account anniversary year at a rate of 1 point for each $1 spent. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. | – Make it easier to earn more points from your travel and dining. |
10. How Does the Chase Sapphire Reserve® Card Benefit Travelers to Vietnam?
The Chase Sapphire Reserve® Card is designed for frequent travelers and offers premium benefits like:
- Higher Rewards: Earn higher rewards on travel and dining compared to the Sapphire Preferred.
- Annual Travel Credit: Receive an annual travel credit to offset travel expenses.
- Airport Lounge Access: Enjoy complimentary access to airport lounges worldwide.
Here’s how the premium perks can elevate your Vietnam experience:
| Benefit | Description | Application for Vietnam Trip |
|---|---|---|
| Higher Rewards | – Earn higher rewards on travel and dining purchases worldwide. | – Accumulate points faster on your Vietnam trip expenses, such as flights, hotels, meals, and tours. |
| – 3x points on travel and dining, making it easier to rack up rewards quickly. | – Ideal for travelers who frequently dine out and explore local cuisines. | |
| Annual Travel Credit | – Receive an annual travel credit to offset travel expenses. | – Offset the cost of flights, hotels, or other travel-related expenses on your Vietnam trip. |
| – Reduces the overall cost of your trip. | – Provides a valuable discount on your travel expenses. | |
| Airport Lounge Access | – Enjoy complimentary access to airport lounges worldwide through Priority Pass. | – Relax and unwind in comfort during layovers at airports in Vietnam or on your journey to and from the country. |
| – Provides a comfortable and convenient travel experience. | – Avoid the crowds and noise of the main airport terminals. | |
| Higher Redemption Value | – Points are worth 50% more when redeemed for travel through Chase Ultimate Rewards. | – Stretch your points even further when booking flights, hotels, and activities through the Chase Travel Portal. |
| – Allows you to book premium accommodations or experiences that might otherwise be beyond your budget. | – Enables you to save money on future trips or experiences. | |
| Comprehensive Travel Insurance | – Access to comprehensive travel insurance benefits, including trip cancellation/interruption insurance, baggage delay insurance, auto rental collision damage waiver, and emergency medical/dental coverage. | – Provides peace of mind knowing you are protected against a wide range of unforeseen circumstances, such as illness, injury, lost luggage, or rental car damage. |
| – Covers non-refundable trip expenses, essential item purchases, rental car damage, and medical/dental expenses. | – Helps you avoid financial losses if your trip is disrupted or your belongings are damaged. | |
| No Foreign Transaction Fees | – No foreign transaction fees, saving you money on international purchases. | – Save money on every purchase you make in Vietnam, whether it’s a meal at a local restaurant or a souvenir from a market. |
| – Allows you to use your card without incurring extra charges. | – Makes it easier to budget for your trip and avoid surprises on your credit card statement. | |
| Purchase Protection | – Purchase protection covers new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year. | – If you purchase any new items during your Vietnam trip, they will be protected against damage or theft for 120 days. |
| Roadside Assistance | – Provides 24/7 access to roadside assistance services, such as towing, jump-starts, and tire changes. | – If you encounter car trouble during your Vietnam trip, Roadside Assistance can provide assistance. |
| Complimentary DashPass:**You and your authorized user(s) will receive at least 12 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date, when the membership is activated with a Chase Sapphire Preferred card by 12/31/2027 | – Allows you to get free delivery on food and travel purchase. |
11. What Other Travel Perks Do Chase Travel Cards Offer for International Trips?
Beyond rewards and insurance, Chase travel cards offer various perks that enhance international travel:
- Purchase Protection: Covers new purchases against damage or theft.
- Concierge Service: Provides assistance with travel planning and reservations.
- Global Entry or TSA PreCheck Credit: Reimburses the application fee for expedited security programs.
Here’s how you can take advantage of these benefits in Vietnam:
| Perk | Description | Vietnam Travel Application |
|---|---|---|
| Purchase Protection | – Covers new purchases for a certain period against damage or theft. | – If you buy souvenirs or other |
